1. Licensed Pawnshop and Only 2% Interest
- The Pawnbrokers Act 1972 was enacted to ensure that the rights of the borrower are protected.
- Pajak Gadai Wangi is a licensed pawn shop which complies with the Pawnbrokers Act 1972.
- In accordance with the Pawnbrokers Act 1972, Pajak Gadai Wangi provides cash loans at a low interest rate of only 2% per month. Eg. Customers pay only RM2 per month for a RM100 loan.
- Customers do NOT pay unreasonably high interest rates or charges at Pajak Gadai Wangi.
- The loan duration is for a period of 6 months or earlier and renewable for another 6 months
- All pawn items are securely stored in a strong room and our premises is under CCTV surveillance 24 hours a day.
2. Honesty and Integrity
- Pajak Gadai Wangi is a small business guided by honesty and integrity.
- We believe in building relationships with our customers and dealing with our customers in a fair and professional manner.
- Providing excellent service is our top priority. A satisfied customer is our best advertisement.
- Pajak Gadai Wangi values the privacy of our customers and all customer information will be treated with the strictest confidence.
- Most transactions at Pajak Gadai Wangi take only a few minutes.
- Customers need to bring along their Identification Card and collateral (gold or gold jewellery).
- Gold and gold jewellery is valued on the spot by experienced staff.
- Customers only pay an interest rate of 2% per month for their loans at Pajak Gadai Wangi
- Pajak Gadai Wangi understands that customers seek the highest loan amount for their gold and gold jewellery and we aim to offer a high valuation on the items customers wish to pawn.
- Gold prices remain fairly stable and customers could obtain a high loan amount for gold and gold jewellery at Pajak Gadai Wangi.
5. No Credit Checks or Guarantor Required
- Pajak Gadai Wangi does NOT conduct credit checks on customers.
- Customers do NOT need a guarantor to obtain a loan at Pajak Gadai Wangi.
- Customers only need to bring their Identification Card and collateral (gold, gold jewellery or diamonds).
- Failing to settle a loan does not affect a customer’s credit history.
6. Friendly Staff, Comfortable Premises and Efficient Service
- Pajak Gadai Wangi is staffed by friendly and approachable people. We take pride in offering our customers excellent service.
- Experienced personnel with years of experience in the jewellery trade.
- Pajak Gadai Wangi is computerised. Each transaction takes only a few minutes.
- Our premises is air conditioned, clean and comfortable
7. Convenient Location and Flexible Opening Hours
- Pajak Gadai Wangi is open from 8am to 5.30pm Monday – Saturday.
- Located along the main road at Jalan Pending, opposite Chung Hua Middle School No. 1 and is easily accessible.
- There are plenty of free car parking spaces around our premises.
- There are coffee shops, stationery stores, offices and a bakery within walking distance of our pawn shop.
8. We Care About Our Customers·
- Pajak Gadai Wangi provides a valuable service to the community by providing loans at reasonable interest rates.
- We respond to the feedback of our customers and strive to provide the highest level of service at all times.
- We are easily contactable via telephone, fax and email. Follow Pajak Gadai Wangi on Facebook and Twitter!
- We advertise through newspapers in various languages to allow all customers to understand our services.
Pajak Gadai Wangi is located at No.1, Lot 8229, Jalan Pending, Kuching; opposite Chung Hua Middle School No.1 (一中对面).
We are open from 8am to 5.30pm Monday - Saturday.
Please call us at 082 - 348 229, Fax: 082 - 331 022.
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