Loans for Small and Medium Businesses

Baca versi Bahasa Malaysia

Get Financing for Your Business: Fast and Flexible Loans at Pajak Gadai Wangi.

A business loan provides the necessary funding for Small and Medium Enterprises (SME) to capitalise on emerging opportunities and optimise their investments in innovation and growth.

However, banks are reluctant to lend to new and existing businesses without guarantees in the form of cash or property and often take 1-3 days to approve a loan. Banks will also consider your credit history, business plan, experience and education, and the feasibility of the business you are starting or expanding when you apply for a loan from them.

At Pajak Gadai Wangi, we can loan you cash with your gold and jewellery as collateral at 2% interest per month.

 

Speed

• We appraise your gold or jewellery and provide you with cash and a pawn ticket, all within minutes.
• No credit checks. No guarantors required. No extra paperwork necessary. You can get a pawn loan at Pajak Gadai Wangi regardless of your financial history.
• We only need your Mykad or passport information for identification purposes and your contact details. We do not collect any other personal information.
• Respond to customer enquiries promptly and efficiently.
• Open 6 days a week.

Flexibility

• You can choose to borrow a small or larger amount based on the current market value of your gold or jewellery.
• Duration of our loans is 6 months. However, customers can repay their loans and redeem their items before the expiry of the loan duration.
• Customers can choose to repay their loans by instalments in any amount.
• Payment of interest on the loan is required only at the end of the 6 month loan period.
• Customers have the option of renewing their loans and extending the loan duration for another 6 months.

Transparency

• Pajak Gadai Wangi is a licensed pawnshop which complies with the Pawnbrokers Act 1972.
• Customers pay no more than 2% of the loan amount in interest per month.
• Details of the pawn item, loan amount, loan duration and conditions of the loan are printed on each pawn ticket.
• No advance deductions or penalty charges. 

Please read our Frequently Asked Questions page or Contact Us for more information on our services.