Pajak Gadai

Pajak Gadai Wangi. Lokasi yang mudah, utama dan  maju.

Tidak kira di mana anda berada: Kota Sentosa (Batu Tujuh 7), Kota Samarahan, Satok, Petra Jaya, Tabuan Jaya/ BDC, Bintawa, Matang/ Batu Kawa atau kawasan – kawasan lain, anda boleh ke Pajak Gadai Wangi dengan mudah.

Perkhidmatan bas awam CPL dan Rapid Kuching bermula di Kuching Waterfront dan berhenti di depan Pajak Gadai Wangi di Jalan Pending.

Anda juga boleh menaiki bas atau van sewa dari Satok, “Kuching Open Air Market”, “Pasar Batu Tujuh”, Kuching Sentral dan lain-lain tempat ke Pajak Gadai Wangi. 

Tempat letak kereta yang banyak dan percuma juga disediakan.

Arahan memandu ke Pajak Gadai Wangi menggunakan Google Maps.  

Dari Wisma Satok, Jalan Kulas - Satok/ Jalan Rubber 
Dari Jalan Market/ Kuching Waterfront
Dari Kuching Sentral/ Kota Sentosa (Batu Tujuh 7)
Dari The Spring Shopping Mall/ Simpang Tiga
Dari Petra Jaya melalui Jambatan Tun Salahuddin
Dari Carpenter Street/ General Post Office (Pejabat Pos Besar)/ India Street/ Jalan Tun Abang Haji Openg/ Plaza Merdeka
Dari Big Spoon Cafe, Yoshi Square, Jalan Pelabuhan  

Lokasi Pajak Gadai Wangi

Pajak Gadai Wangi sentiasa memberikan perkhidmatan yang terbaik kepada setiap pelanggan.

Pajak Gadai Wangi ialah satu-satunya pajak gadai berlesen di Bandaraya Kuching Selatan.

Faedah: 2% sebulan. Tempoh 6 bulan dan boleh dilanjutkan.

The 4 C's of Diamond Quality

The 4 C's of Diamond Quality

The 4Cs are a set of objective and widely accepted standards used by jewellers to evaluate diamonds.

Cut

• A diamond cut refers to the proportion, symmetry and polish of a diamond.
• The Cut is considered a diamond's most important characteristic and the only property of a diamond that is man-made.
• A well-cut diamond reflects light internally from one facet to another and disperses it through the top of the diamond.
• The facets of a well-cut diamond are arranged with precise, mathematical proportions to maximise its fire, scintillation and brilliance.
• In general, the grades used to determine the cut of a particular diamond are: “Ideal”, “Premium”, “Very Good”, “Good”, “Fair” and “Poor”.

 

Carat

• The carat is the diamond’s physical weight measured in metric carats. 1 carat = 200 milligrams.
• Larger diamonds are uncovered less often than smaller ones. Therefore, larger diamonds are more valuable than the equivalent weight of several smaller diamonds.

Colour 

• Usually refers to the presence or absence of colour in white diamonds.
• A colourless diamond, allows more light to pass through it than a coloured diamond, emitting more sparkle and fire.
• Only a few, rare diamonds are truly colourless. Thus, the whiter a diamond's colour, the higher its value.
• Grading colour determines how closely a white diamond's colour approaches colourlessness.
• The highest rating of "D" for colourless and all the way to "Z" to grade stones with traces of very light yellowish colour.

 

Clarity

•  The clarity of a diamond refers to the amount, size, type and location of inner flaws (inclusions) or surface imperfections (blemishes) visible in a diamond using 10x magnification.
• Diamonds with no or few inclusions and blemishes fetch a higher price because they are rarer.
• Grades range from “Flawless” (F) for diamonds which are completely free of blemishes and inclusions to “Included 3” (I3) for diamonds with large blemishes and inclusions that are visible to the naked eye. The grade may also indicate whether the inclusion is near the centre of the stone or along its girdle, or outer edge.
• Although the presence of inclusions and blemishes lower the clarity grade of a diamond, these characteristics make each diamond unique as no two diamonds are exactly alike.
• Observe your diamond's unique clarity characteristics with the plot provided on the diamond certificate to ensure that the diamond you pay for is the same diamond you receive. 

 

Additional:

Certificate

•  A diamond certificate, also called diamond grading report, diamond dossier, or diamond quality document provides details of the diamond's exact measurements and weight, its cut and quality as well as all its individual characteristics. 
• The diamond is evaluated, measured, and scrutinized using trained eyes, a jeweller’s loupe, a microscope, and other industry tools by an independent diamond grading and certification laboratory.
• A diamond certificate isn't an appraisal but a scientific blueprint of the diamond's exact qualities.
• A diamond certificate from a reliable and reputable diamond grading and certification laboratory assures that every important factor about the diamond is described in the certificate.

Pajak Gadai Wangi accepts diamonds as collateral for a pawn loan. 

Call us at 082-348 229. Interest Rate: 2% per month. Loan Duration: 6 months (renewable).

Pajak Gadai Wangi menerima berlian sebagai cagaran untuk pinjaman wang. Hubungi Pajak Gadai Wangi hari ini di 082-348 229. Faedah: 2% sebulan. Tempoh: 6 bulan dan boleh dilanjutkan.

旺裕當铺接受钻石作为抵押。请联系我们: 082-348229。

利息每月2％。贷款期6个月, 可以延长。

Safe and secure storage of all pawn items

Sistem keselamatan menyeluruh di Pajak Gadai Wangi:

• Semua barang gadaian pelanggan disimpan dengan selamat di dalam peti keselamatan dan bilik kebal.
• Premis Pajak Gadai Wangi dilengkapi dengan sistem keselamatan dan pengawasan CCTV 24 jam sehari.
• Pemeriksaan dan penyenggaraan yang kerap dijalanakan untuk memastikan Sistem keselamatan berfungsi dengan baik.
• Barang gadaian pelanggan dilindungi oleh polisi insurans.
• Nilai barang gadaian pelanggan tidak akan merosot.
• Barang gadaian pelanggan akan dikembalikan dalam keadaan asal.

Safe and secure storage of all pawn items:

• At Pajak Gadai Wangi, we do our very best to ensure that all valuables entrusted to us are stored safely and securely.
• All pawn items are securely stored in a strong room at all times.
• Our premises are equipped with round-the-clock electronic surveillance and alarms systems.
• Our security systems are regularly inspected and well maintained.
• All pawn items covered by insurance.
• We will not tamper with your belongings and will handle all items with utmost care.
• You can rest assure that your valuables will be returned to you in the exact same condition that you left it with us

旺裕當铺完整的安全设施

• 安全地保存所有典当物品在保险室内
• 24小时CCTV监控和安全系统
• 经常检查和维持安防系统以保证良好操作
• 所有保存在旺裕當铺里的典当物品拥有保险
• 小心处理所有典当物品
• 绝对不乱动顾客的物品

Updated: 16 Feb 2015.

Facebook

Laman Facebook Pajak Gadai Wangi kini boleh diakses di:
You can now access our Facebook page at:
 旺裕當铺Facebook新网址

www.fb.com/pajakgadaiwangi

Types of Gold. Jenis Emas

Nilai karat emas ditentukan berdasarkan ketulenan emas.

Penggunaan aloi dalam sesuatu barangan emas semakin meningkat apabila nilai karat menurun.

Tembaga dan perak adalah aloi yang paling biasa digunakan dalam barang kemas emas dan emas putih biasanya dicampur dengan aloi nikel.

Semakin tinggi nilai Karat sesuatu barangan emas, semakin tinggi harganya.

The difference between the different types of gold is in the purity of the gold. The purity of gold is measured by the unit Karat (K or Kt), with 24 karat gold being pure gold.
As the purity of gold decreases, the alloy in the jewellery increases. Copper and silver are the most common alloys in gold jewellery and white gold is usually made with a nickel alloy.
The higher the karat, the higher the percentage of pure gold and the more valuable it will be.

 Gold Purity Standard/ Standard Ketulenan Emas

Quality of Gold / Mutu Emas	Gold Content / Kandungan Emas	Alternative Name / Nama Lain
24.0 Karat	99.9%	Emas Sepuluh /  Emas Kertas / Pure Gold / Chuk Kam  (足金)/ 999 Gold/ 24k Gold
22.8 Karat	95.0%	Emas Sembilan / 950 Gold
22.0 Karat	91.6%	Emas 916/ Emas Sembilan / Emas Singapura / 916 Gold  / 22K Gold
20.0 Karat	83.5%	Emas Paun / 835 Gold / 20K Gold
18.0 Karat	75.0%	Emas Paun / 750 Gold / 18K Gold
14.0 Karat	58.5%	585 Gold / 14K Gold

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 Composition of Gold Alloys in Coloured Gold Jewellery

	Gold Colour / Warna Emas Alloy Composition / Komposisi Aloi Yellow Gold (22K) Gold 91.67%, Silver 5%, Copper 2%, Zinc 1.33% Red Gold (18K) Gold 75%, Copper 25% Rose Gold (18K) Gold 75%, Copper 22.25%, Silver 2.75% Pink Gold (18K) Gold 75%, Copper 20%, Silver 5% White Gold (18K) Gold 75%, Platinum or Palladium 25% White Gold (18K) Gold 75%, Palladium 10%, Nickel 10%, Zinc 5% Gray-White Gold (18K) Gold 75%,  Iron 17%, Copper 8% Soft Green Gold (18K) Gold 75%, Silver 25% Green Gold (18K) Gold 75%, Silver 20%, Copper 5% Purple Gold    Gold 80%, Aluminium 20% Blue-White or Blue Gold (18K) Gold 75%, Iron 25% Light Green Gold (18K) Gold 75%, Copper 23%, Cadmium 2% Deep Green Gold (18K) Gold 75%, Silver 15%, Copper 6%, Cadmium 4%

Pajak Gadai Wangi menerima hampir semua jenis emas sebagai cagaran untuk pinjaman wang. Hubungi Pajak Gadai Wangi hari ini di 082-348 229. Faedah: 2% sebulan. Tempoh: 6 bulan dan boleh dilanjutkan.

Pajak Gadai Wangi accepts most types of gold as collateral for a pawn loan. Call us today at 082-348 229. Interest Rate: 2% per month. Loan Duration: 6 months (renewable).

Kedai Emas Bukan Pajak Gadai Berlesen

Bahasa Malaysia

Kedai emas tidak mempunyai lesen untuk menjalankan perniagaan pajakan dan pinjaman wang. Adalah menjadi satu kesalahan di bawah undang-undang menjalankan perniagaan sedemikian tanpa lesen yang sah.

Ciri – ciri kedai emas yang memberi pinjaman wang secara haram:

• Tidak mematuhi peraturan-peraturan di bawah Akta Pemegang Pajak Gadai 1972.
• Mengenakan faedah lebih daripada 2% sebulan dan tempoh pinjaman yang pendek.
• Memberikan resit pembelian dan bukannya tiket pajakgadai kepada peminjam.
• Mengenakan pelbagai caj yang tidak berpatutan.
• Barang sandaran tidak disimpan di peti keselamatan premis kerana kedai emas yang menjalankan aktiviti pajakan secara haram ingin mengelak daripada diserbu oleh pihak berkuasa.
• Peminjam di kedai emas perlu telefon terlebih dahulu untuk menebus barangan mereka.
• Emas yang dicagarkan akan menjadi milik si pemilik kedai emas sekiranya tidak ditebus dalam tempoh pinjaman. Wang baki tidak akan dikembalikan. 
• Peminjam di kedai emas tidak mempunyai saluran untuk membuat aduan apabila terdapat pertikaian kerana kedai emas menjalankan operasi pajakan yang haram. 
• Peminjam di kedai emas akan kehilangan harta benda mereka apabila diserbu oleh pihak berkuasa.

Jauhilah pemberi pinjam wang yang tidak berlesen!

Pajak Gadai Wangi ialah pajak gadai berlesen dan boleh memberi pinjaman dengan cagaran emas secara sah. Anda boleh berurus niaga dengan Pajak Gadai Wangi dengan penuh yakin.

English

Goldsmiths and jewelry stores are not licensed to do pawn broking and money lending businesses. It is an offense under the law to operate such a business without a valid license.

Characteristics of goldsmiths and jewelry stores with illegal pawn broking and money lending operations:

• Does not comply with the regulations under the Pawnbrokers Act 1972.
• Impose interest rates of more than 2% per month and shorter term loans.
• Provides a purchase receipt instead of a pawn ticket to the borrower.
• Forces the borrower to pay various unnecessary charges.
• The borrower will need to call in advance when redeeming their items as the pawn items are stored elsewhere.
• Pawn items which are unclaimed will become the property of the goldsmiths or jewelry store owner. Any remaining money will not be refunded.
• If there is a dispute, the borrower will face difficulties when making a complaint due to the illegal nature of the business.
• The borrower will lose all their valuables when the illegal money lending operation is raided by the local authorities.

Stay away from illegal money lenders!

Pajak Gadai Wangi is a licensed pawnshop and you can deal with us with full confidence.

中文

金店无有效的合法典当或贷款牌照, 根据法律规定是不能合法提供典当或贷款服务。

非法提供典当或贷款服务的金店：

• 不符合Pawnbrokers Act 1972法律规定。

• 利息超过每月2％和更短的贷款期。

• 提供购买收据而不是当票。

• 收各种不必要的收费。

• 借款人赎回自己的物品需要提前打电话，非法提供典当服务的金店把物品存储在其他地方。

• 如果物品没赎回, 将成为非法提供典当服务金店的财物。任何余额金额将不予退还。

• 由于业务的非法性,如果发生纠纷，借款人将面临困难提出投诉。

• 当局搜查时，您的物品将被没收。

请远离高利贷和非法提供典当/贷款服务!

Pajak Gadai Wangi (旺裕當铺)是有政府执照的典当行,您可以信心与我们交易。

Genneva Malaysia Gold Bars

Pajak Gadai Wangi menerima jongkong emas (gold bar) keluaran Genneva Malaysia Sdn Bhd sebagai cagaran untuk pinjaman wang tunai.
Pajak Jongkong Emas untuk Tunai

Pajak Gadai Wangi accepts gold bars from Genneva Malaysia Sdn Bhd as collateral for cash loans.
Pawn Gold Bars for Cash