Platinum. White Gold. Silver

Pajak Gadai Wangi accepts platinum, gold, white gold and silver as collateral for a pawn loan.  Interest Rate: 2% per month. Loan Duration: 6 months (renewable). Pajak Gadai Wangi menerima platinum, emas kuning, emas putih dan perak sebagai cagaran untuk pinjaman wang. Faedah: 2% sebulan. Tempoh: 6 bulan dan boleh dilanjutkan. 旺裕當铺接受铂(Platinum), 黄金, 白金, 银作为抵押。 利息每月2％。贷款期6个月, 可以延长。

Read about the different types of Gold. 

 

Difference and comparison: Platinum, White Gold and Silver.

The most common precious metals used for jewellery that are "silver" in colour are platinum, white gold and silver.

The jewellery industry uses the term "white" for silver-coloured metals.

	Platinum	White Gold	Silver
Composition	Jewellery platinum is usually an alloy containing 90% to 95% platinum. Iridium or ruthenium used as a hardener alloy.	White gold is an alloy of gold and other white metals such as silver and palladium. White gold is usually 18k (750), 14k or 10k.	Sterling Silver (925) is 92.5% silver and 7.5% copper or other metals. Copper often used for remaining 7.5% of Sterling silver. Copper improves the hardness and durability of silver without altering its colour.
Colour	Platinum is grey white in colour and will not fade to yellow like white gold but its shiny finish will dull to a natural patina over time.  It can be professionally polished to restore its original lustre. Due to the denseness of its molecules, platinum shines brighter than any other precious metal.	White gold is light grey and has a hint of yellow. White gold is more silvery in colour whereas platinum is more grey. White gold rings are usually coated with a hard protective finish of rhodium, a silver-white metal similar to platinum. The rhodium plating is used to make the white gold look whiter.	White-grey coloured. Silver is the whitest colour metal.
Weight	Platinum is a very dense and heavy metal. Platinum is heavier than gold and is evident on a large piece of jewellery. 90% Platinum weighs 60% more than 14K gold.	Lighter in weight (mass) than platinum.	Lighter than gold and platinum. Lesser quantity required to create the same piece of jewellery compared to gold or platinum due to the lighter weight of silver.
Hardness (resistance to scratching & denting)/ Durability	Excellent resistance to corrosion. The purer the metal, the softer it becomes. Softness means that the metal sustains scratches easier. Like all precious metals, pure platinum can be scratched and dented. However, platinum does not wear away. The scratch on a platinum piece is merely a displacement of the metal and none of its volume is lost. Platinum loses very little weight during day to day wear and during polishing.	White gold is harder than alloyed platinum and results in less scratches and dents than platinum. However, when white gold is scratched, a small amount of the metal is scratched off and over time, will lead to thinning. The Rhodium coating on white gold is very hard but will wear away eventually. White Gold needs to be re-plated with rhodium from time to time to make it look whiter.	Silver is relatively soft and may be susceptible to scratches or dents Silver can be easily filed and polished by jewellers to repair any minor surface damage resulting from daily wear and tear.
Malleability (How easy a metal bends and shapes without breaking.)	A malleable metal will bend easily, whilst a brittle metal will not bend easily. Although platinum prongs are unlikely to break, they can still bend and cause the stone in the settings to become loose. The taller the prongs, the more likely they are to bend with normal daily wear.	White gold with a higher content of Palladium is more malleable. White gold with higher nickel content is not as malleable as white gold with less nickel. Some diamond jewellery have white gold mountings and prongs as white gold prongs holding diamonds may be more resistant to bending than platinum.	Silver is more malleable than any element except gold. One grain of silver can be made into a sheet 150 times thinner than a piece of paper.
Use in jewellery	Commonly used for diamond rings. Platinum is a naturally white metal that does not reflect colour into the diamond, it is said to enhance the brilliance of diamonds and other gemstones. Usually not used in the full range of jewellery products due to its higher price. Platinum can’t be re-used and re-melted like white gold. Therefore, any scraps and filings must be sent to a refiner, adding to the cost of making platinum jewellery.	Widely used in all jewellery. Precious stones often available in white gold settings. White gold is one of the most popular white metal for jewellery due to its cost comparison with platinum. Higher quality palladium alloys of white gold are sometimes not plated.  It is not as white in colour as rhodium plated white gold but does not need to be constantly re-plated.	The most popular silver alloy used in jewellery is Sterling Silver. Precious gemstones such as diamonds, rubies, emeralds, etc., are usually not set in sterling silver. Used more frequently in casual jewellery.
Price	Very expensive. Platinum is one of the rarest metals. Every year only about 90 tons of Platinum is made into jewellery compared to 2700 tons of gold. The higher melting temperature of platinum makes it harder to cast and work with. Therefore, platinum requires special procedures, chemicals and equipment which add to the high labour cost of making platinum jewellery.	More expensive than sterling silver. Labour cost of white gold jewellery is usually higher than yellow gold jewellery but not as expensive as platinum jewellery.	Least expensive of the white metals.
Ease of Care and Maintenance	Platinum will keep its whiteness unlike white gold. Pure platinum turns dull much more quickly than white gold and may develop a greyish-white colour patina due to the surface scratches. Scratches and other metallic blemish spots can be polished off.	Generally, the harder the metal, the more shine the finish will show and hold. White gold is harder than platinum; therefore, it holds its shine longer. A white gold ring's rhodium plating subject to wear and tear will need to be recoated every now and then to maintain the white gold ring’s whiteness.	Tarnishes easily. Silver is also more prone to oxidisation, sometimes causing the silver to turn black. Silver jewellery can be easily made to look like new again with cleaning.
Allergy	Most jewellery allergy is caused by nickel. Platinum is purer and considered to be more hypoallergenic.	Nickel is often one of the white metals alloyed with yellow gold to produce white gold. May cause allergy reaction to people allergic to Nickel or some of the other metals used as alloys in gold jewellery. People with nickel allergy may opt for nickel-free white gold with higher palladium content.	Sterling silver is often nickel-free.